Investors
Current Incentives
As an investor it is important for you to maximize any benefits that you could qualify to gain from government assistance incentive packages that may be available from time to time.
Currently as we write, there are a number of incentives available to assist you. You can check on all available offers at Office of State Revenue just Click Here Office of State Revenue
The best suggestion we can make to you is to… “Build the base of your wealth in the property market”
It has been proven time and time again that you simply can not save for your future fast enough to keep up with inflation and the erosion of the value of your dollars.
What you need to know
The property market is “Cyclical”, that means that prices will ebb and flow, rise and plateau over a 7 to 11 year cycle. When you have decided to “Get Into” the property market as a first time investor or simply to add to your present property holdings, you will need to consider the following factors;
Your initial deposit, how much will it be? Normally you will need a 20% deposit, otherwise you will be subjected to an extra cost and that is called Mortgage Insurance. Or you may opt to utilize any equity you may have in an existing property that you have previously purchased.
Mortgage Insurance is a penalty insurance inflicted upon you because if you can not provide a 20% deposit for you purchase the banks consider that you pose a greater risk of defaulting on your loan. Therefore, mortgage insurance is your only option and it is there only to protect the banks, but you have to pay for it.
At this point in time, i.e. May 2010, the banks prefer to only lend you 80% of “their” valuation of the property that you want to purchase. This can cause problems for you if the banks decide to “under value” your preferred property, they did this in 2008-2009 due to the GFC, the Global Financial Crisis which they played a major role in creating in the first place.
As we move through 2010 there are still some lenders who practice “Under Valuing” for reasons only known to themselves, unfortunately if you have chosen to deal with one of these lenders, your loan may not be approved.
What we can do for you
At Cooper & Cooper we specialise in providing reputable Finance Brokers to assist you in successfully securing the most appropriate loan to suit your needs, whether you are a first home buyer or a novice or seasoned investor, Cooper & Cooper can can co ordinate all your purchasing needs through our network of professionally trained customer care consultants.
We at Cooper & Cooper can provide to you FREE of charge, a “Guide to purchasing your Investment Property”. Simply fill in your details below and a copy of the guide will be sent to you immediately.
At Cooper and Cooper Investment Property Solutions, we provide you with our comprehensive services completely FREE of charge. These services cover such areas as researching and sourcing suitable property projects for your consideration to purchase. We have a well established network of services which we will co-ordinate on your behalf to remove any of the usual stresses that often accompany the process of securing the right property in the right location at the right price.
Such services include, providing, Finance Brokers, Solicitors, Quantity Surveyors, Property Managers, Tenants and Leasing Arrangements and Insurances.
Our property locations cover the whole of Australia, we research all states and source the greatest potential projects to ensure that you will benefit from the optimum capital growth and strong rental yields. Please feel free to browse our property projects for a guide to the diversity of product that we can provide.
Please note that we do not list ALL our available property projects on our website as they are constantly changing day by day.
We at Cooper & Cooper Investment Property Solutions pride ourselves on having access to over 50 property projects at any given time.
We look forward to assisting you at your earliest convenience.
Want to know more?
Thankyou for your interest in our company, please fill in the form below and one of our team will respond by the next business day.